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NATIONAL FLOOD INSURANCE PROGRAM (NFIP)The NFIP is a Federal program enabling property owners in participating communities to purchase insurance protection against losses from flooding. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods.
Participation in the NFIP is based on an agreement between local communities and the Federal Government that states if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas, the Federal Government will make flood insurance available within the community as a financial protection against flood losses.
In support of the NFIP, FEMA identifies flood hazard areas throughout the U.S. and its territories by producing Flood Hazard Boundary Maps (FHBMs), Flood Insurance Rate Maps (FIRMs), and Flood Boundary and Floodway Maps (FBFMs). Several areas of flood hazards are commonly identified on these maps. One of these areas is the Special Flood Hazard Area (SFHA), a high-risk area defined as any land that would be inundated by a flood having a 1-percent chance of occurring in any given year (also referred to as the base flood).
A flood is defined as: A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from overflow of inland or tidal waters, from unusual and rapid accumulation or runoff of surface waters from any source, or from mudflow.
For more information, visit the FEMA website.
FLOOD WARNING SYSTEM
The City of Rocky Mount provides has a comprehensive warning system. All citizens that reside in a Special Flood Hazard Area (SPFA) have been identified and mapped. When potential flooding has been predicted Emergency Response personnel visit each location and notify citizens of potential danger. In addition each resident located in SPFA receive an automated phone call warning them of potential hazards. Warning notifications are broadcasted on local radio and TV stations.
WRSV-92.1 FM WRMT-1490 AM WDWG-98.5 FM WZAX-99.3 FM WEED-1390 AM WPWZ-95.5 FM
MAPPINGThe City of Rocky Mount is committed to becoming resistant to disasters. Protection of our floodplains is one way to protect property and save lives in our city. The flood maps, prepared by the Federal Emergency Management Agency and the North Carolina Division of Emergency Management, are available to anyone who wants to learn more about the flood risk for properties in the city. Copies of flood maps are avalable for review in the Planning Department and the Brasswell Library.
OPEN SPACEIn Rocky Mount, parts of Battle Park, Tom Stith Park, and Sunset Park are located in Special Flood Hazard Areas. These areas are preserved as open space. Open space areas are preserved and protected for public enjoyment.
RETROFITTINGRetrofitting is making changes to an existing building to protect it from flooding or other hazards such as high winds and earthquakes. The six common methods of retrofitting are:
- Elevation - raising your house so that the lowest floor is above the flood level (Copies of elevation certificates are also avaliable for most structures constructed in the SFHA after 1992.)
- Wet Floodproofing - Making uninhabited portions of your house resistant to flood damage and allowing water to enter during flooding.
- Relocation - Moving your house out of the floodplain to higher ground where it will not be exposed to flooding.
- Dry Floodproofing - Sealing your house to prevent flood waters from entering.
- Levees and Floodwalls - Building a floodwall or levee around your house to hold back flood water.
- Demolition - Tearing down your damaged house and either rebuilding property on the same property or buying or building a house elsewhere.
Charles W. Penny, City Manager 972-1325
Ken A. Graves, Floodplain Manager 972-1103 (Director of Planning & Development)
Robert Wells, Certified Floodplain Manager 972-1113 (Inspections Administrator)
Ron Raper, Emergency Management Director 972-1444 (Battalion Chief - Operations)Jonathan Boone, PE, Public Works Director 972-1299